Life insurance provides financial safety for your loved ones if the worst were to happen. In exchange for monthly or yearly premiums paid to a life insurance company, you have peace of mind knowing your family would receive a payout if you were to die.
The proceeds from a life insurance policy can be used by your beneficiary to help cover important expenses including burial and funeral costs, as well as the mortgage, childcare, future education expenses and other financial obligations.
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call me today, and I'll analyze your insurance needs and get you covered quickly at the right price.
Annuities are investments issued by insurance companies that can be used to help build a guarenteed stream of income or retirement nest egg. These allow you to create your own pension fund or IRA without the risk of loss.
Annuities are a great option for investors who are...
There is a lot to learn about Medicare. Trying to navigate enrollment without proper guidance can be a very confusing and frustrating task. I'm here to help you understand Medicare basics, your different coverage options, the enrollment process, and more. Using helpful resources and tools for my clients to easily grasp, I break down Medicare so you leave feeling informed and confident to make Medicare decisions.
I host several turning 65 workshops around the DFW metroplex each month. You can find my upcoming events in the "Events" section at the bottome of this page.
If you are already on Medicare and would like to compare rates to make sure you have the best coverage, I can help. I can also review your current policy and make sure you properly understand all of your benefits.
Everyone has different insurance needs. Call me today for a personalized business or individual assessment and find out how I can help protect your loved ones and your hard earned assets.
Even if you already have coverage, I will gladly sit down and do a policy review and make sure you understand your coverage.
I strive to build a relationship with all of my clients and I am just a phone call away for any questions or concerns they might have.
Please contact me if you cannot find an answer to your question.
To understand if you need life insurance, ask yourself, “Does someone rely on me for their financial well-being?” That could be your spouse, young children at home, a business partner or even your parents.
If in your head you answered “yes” to that question (or out loud, we’re not judging here), then you probably need life insurance coverage from a reliable insurer. The good news is: life insurance is simple to purchase and probably a lot more affordable than you think.
A general rule of thumb for figuring out how much life insurance you need is six to ten times the amount of your annual salary. If you multiply by ten, if your salary is $50,000 per year, you'd opt for $500,000 in coverage. Some recommend adding an additional $100,000 in coverage per child above the 10x amount.
There are many types of life insurance policies that can help protect your family, and they all fall into two main categories: term and permanent.
With a term life policy, you get coverage for a defined length of time (say, 10 years). If you die during that time, money is paid to your beneficiaries – but when the term is over, you must get new coverage or go without.
Permanent life insurance (i.e., whole life and universal life) provides life-long coverage with a “cash value” component that can help with many objectives, like helping to build your retirement nest egg while providing protection for life and other financial benefits along the way.
To help you decide which kind of protection will work best for you, we can have a discussion and assess your needs.
Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).
Click on the link below for a guide on how to get started with Medicare and follow these steps to learn about Medicare, how to sign up, and your coverage options. Learn about it at your own pace. https://www.medicare.gov/basics/get-started-with-medicare?utm_medium=Search&utm_source=Gooogle&utm_campaign=New2Medicare22_Eng&utm_content=pn-02252022_GenMed__RSA_V1
Fill out the form with any questions you have about finding the coverage that's right for you!
3609 Smith Barry Road, Arlington, Texas 76013, United States
214-205-2008/ ambbell84@gmail.com **Please call to make an in office appointment**
Monday - Friday: 9am - 5pm
Saturday: 10am - 2pm
Sunday: Closed
Please call and set an appointment prior to stopping by the office.
Rosas Tortilla Factory 2601 E. Broad Street Mansfield, TX 76063
Please join me for a no obiligation Medicare informational workshop. These are designed for people who are turning 65 in the next few months...
Rosas Tortilla Factory 2601 E. Broad Street Mansfield, TX 76063
Spring Creek Barbeque, 2827 W. Wheatland Rd. Dallas, TX 75237
Please join me for a no obiligation Medicare informational workshop. These are designed for people who are turning 65 in the next few months...
Spring Creek Barbeque, 2827 W. Wheatland Rd. Dallas, TX 75237
Location: Fuzzys Taco Shop 513 George Hopper Rd. Midlothian, TX 76065
Please join me for a no obiligation Medicare informational workshop. These are designed for people who are turning 65 in the next few months...
Location: Fuzzys Taco Shop 513 George Hopper Rd. Midlothian, TX 76065
Location: Taco Cabana 3930 S. Carrier Parkway Grand Prairie, TX 76010
Please join me for a no obiligation Medicare informational workshop. These are designed for people who are turning 65 in the next few months...
Location: Taco Cabana 3930 S. Carrier Parkway Grand Prairie, TX 76010
Amber Bell Insurance and Financial Services
Call- 214-205-2008 or Email- ambbell84@gmail.com
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